Attention homeowners in Canyon Lake and Riverside County: Get an Appraisal today!

Check out the top seven reasons why CA homeowners use Iman Appraisals, Inc.:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower a mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CA divorce, where real estate property needs to be divided
  7. Settle an estate in CA by determining the true market value of property in question

Do you own a house in or near Canyon Lake? Do you need help determining the price of your real estate?
Contact Iman Appraisals, Inc..

We at Iman Appraisals, Inc. understand the particular needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular person not in the real estate field that probably doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Iman Appraisals, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. Iman Appraisals, Inc. is qualified in helping consumers just like you abolish unwanted PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Iman Appraisals, Inc. is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. An expert appraisal from Iman Appraisals, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Iman Appraisals, Inc. can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Iman Appraisals, Inc. can help you with that. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.